Morals and ethics are defined by those initially having very little interest in violating them. But when money is involved, all morals and ethics are out the door. Imagine someone making a ladder that he himself would rather not climb, time after time. Instead, he advocates that all people abide to his standards, which he himself is struggling to uphold.
Both the moral and the ethical fall in the same pit before God.
“The Pharisee stood by himself and prayed: ‘God, I thank you that I am not like other people—robbers, evildoers, adulterers—or even like this tax collector. I fast twice a week and give a tenth of all I get.’ “But the tax collector stood at a distance. He would not even look up to heaven, but beat his breast and said, ‘God, have mercy on me, a sinner.’ “I tell you that this man, rather than the other, went home justified before God. For all those who exalt themselves will be humbled, and those who humble themselves will be exalted.””(Luke 18:11-14)
Both the moral and ethical praise themselves at every occasion for their morals and ethics, until they travel to a different land to start re-evaluating their necessities over morals and ethics. Jesus is the necessity. Apart of Jesus, no one is righteous.